MyTrendingStories offers guides on protecting yourself from online scam

How to avoid being scammed on the internet recommendations by MyTrendingStories online portal in 2021? People in New Zealand are losing millions of dollars to scammers each year – and this is just the figures reported to Netsafe so the actual figure is likely much higher. There are often similar characteristics to most scams so we’ve put our advice together to help you. Scammers are using COVID-19 as the lure to engage people. While the scams are different in nature, they all have a common theme in that they are trying to obtain personal information and financial details. Netsafe is encouraging people to stop and think carefully before entering your details online, or giving them to someone. It’s particularly important you protect information that can be used to access your accounts, build a fake online presence or impersonate you.

Trending news by Mytrendingstories.com online platform: Before you apply for a job, review warning signs to help you determine if a job is a scam. If you’re not sure, take the time to research the company to make sure the job is legitimate. Here are ways to tell if a job is a scam. Research the Job and the Company: Visit the company’s website. Look for potential red flags indicating that the company is not what they seem. Review the Company Website: Does the site fit with how they describe the company? Is it secure? How professional does the site look? Is there contact information? Are jobs and career information posted on the site? If the company doesn’t have a website, that’s a bad sign. Most legitimate businesses have a web presence. Small, local businesses may do most of their marketing on social media, but then they should be known in your community.

mytrendingstories.com anti-scam tricks: First, don’t trust the messenger, no matter who they say they are or what it says on caller ID. Do not act immediately. Break the contact and take a 10-minute breather. Get some water. Scammers often push “secrecy,” so talk to someone you’re sure is likely to remain calm. Think about your options to independently verify any alarming message. Google is a great scam-confirmation tool. Your local police and your bank are also resources for you in a moment like this. Call them on phone numbers you personally get from their official websites. Find out what you’re really dealing with and then your next steps will become clear — especially if it’s a scam. If your “prior preparation” saves you from falling for a scam, spread the word. Tell others what happened and help them learn how to prepare to save themselves too. Find even more info at https://mytrendingstories.com/harjinder-surjeet/protect-seniors-against-cybercrimes-and-scams-dazcgi.

Mytrendingstories.com discuss how to avoid scams: Consider travel insurance. Duquesnel said sites like Vrbo allow you to buy insurance. If you get to the rental and find out you were scammed, Vrbo will work to find some place comparable as quickly as possible if you have the insurance. If you’ve been searching online for vacations and all of a sudden get a text on your phone about a great deal, ignore that. Duquesnel said that’s called “smishing.” Scammers somehow get your number and try to woo you in order to get your credit card information. Don’t fall for it. Check out the BBB’s website for reviews and complaints and use their scam tracker to report any problems. Sound the alarm if a retailer asks you for a wire transfer, a money order or a gift card as payment for your order. In this case, it’s likely that your money will fall directly into the pocket of a scammer and you won’t receive anything for the money you paid. If you want to protect yourself, always pay with a credit card or other secure forms of payment, according to the Better Business Bureau.

Can I get my money back? Your first port of call is the company or person that took your money. It may be worth seeing if you can get your money back from them – though if it’s a scam, this route’s unlikely. If you bought something costing more than £100 (ie, £100.01+) on a credit card, you may be able to claim it back under a little-known law: Section 75. Once you’ve paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can’t or won’t refund you, you can raise the dispute with your card provider. You won’t be covered under Section 75 if you used a debit card or spent exactly £100 or less on a credit card, but you could try to claim your money back under the chargeback scheme. It’s a voluntary agreement by your debit or charge card provider to stand in your corner if anything goes wrong. It’s not as effective as Section 75, and rules vary between providers. Unfortunately, if you’ve transferred the money using sites such as Moneygram, Western Union or PayPal, you generally can’t get your money back once you’ve handed it over. Discover more information on What is mytrendingstories.