Who is Farrukh Kazmi and some of his accomplishments? We offer a wide range of financial services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by A&S providing our financial information. Please call us if you have any questions about our firm or the range of Investment services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does. One of the many benefits of working with A&S Asset Management is our ability to provide clear, easily understood explanations of financial markets, financial ideas, and where you fit within them. The personalized program that we can provide is a road map to working toward a more secure financial future.

A stock (also called a share) is a part of ownership in a company. It represents a claim on the company’s assets and earnings and what that entitles you to do is to attend the Annual General Meetings (AGMs) and dividends payout if declared by the company. So essentially by buying into this company, you are betting that the management team and company fundamentals are able to get you more returns. Bonds are debt instruments in which investors effectively loan money to a company or agency (the issuer), in exchange for periodic interest payments, plus the return of the bond’s face amount, once the bond matures. Bonds are issued by corporations, the federal government, and many states, municipalities, and governmental agencies.

Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Financial advisors may work in independent practices or part of a firm or financial institution. All advisors who work with the public must have a current Series 65 License. The National Association of Personal Financial Advisors (NAPFA) is a good place to start your search for help. A fee-based structure can be hourly, project, retainer or a flat ongoing amount that is derived from the percentage of assets being managed; usually, the greater the assets, the lower the percentage. Commission-based means the advisor charges a straight commission every time a transaction occurs or a financial product is purchased.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. See more details on Farrukh Kazmi.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

Vaping accessories online shopping in Southern Colorado by ExtremeVapeShop? The OXVA Origin is an 18650-powered AIO that’s capable of 40 watts. It is compatible with the UNI line of coils, including an RBA deck for those who like building their own. AIOs (all-in-ones) are some of the easiest vapes to operate outside of pod mods. While they do have a lot of similarities to other kinds of starter kits, AIOs come with the added advantage of replaceable coils and the option of using your own vape juice instead of pre-filled cartridges.

Some of the most popular dessert vape juice flavors are donuts, custards, cheesecakes, pies, cookies and ice cream. The list goes on. Chances are, your favorite dessert is sitting somewhere in a bottle, just waiting for you to discover it. Now you can indulge, and not just on special occasions. A meal isn’t complete without a drink. It shouldn’t surprise you that e-liquid manufacturers have recreated all your favorite beverages too. The most popular drink flavors offered are coffee and strawberry milk, which is also known as unicorn milk. (Named after the popular Cuttwood flavor).

Most vapes use a screw-in atomizer or clearomiser that encompasses a heating coil and a transparent e-liquid chamber. To prepare, fill the chamber with e-liquid (there’s a huge range of flavours and nicotine strengths to choose from, but more on that below), press the button a few times to turn it on, then press and hold the button while drawing on the mouthpiece. Vaporisers produce far more vapour than e-cigarettes and ordinary ciggies (we’re talking plumes of the stuff – like an oral bonfire). Indeed, most ‘cloud chasers’ tend to opt for customisable sub-ohm models that are capable of producing massive quantities of vapour from a single draw. However, many of the more highfalutin models are so ludicrously complicated you’d need a degree in electrical engineering to operate them. For that reason we’ve mostly omitted those models from this list. Discover extra info on vape e-juice Colorado Springs.

Disposable e-cigs are by far the easiest way to begin vaping, especially in 2020. After the federal ban on flavored vape pods happened, disposable vapes became the next best option for those after ultimate convenience. Disposable vapes are designed to be familiar to smokers, but without the tar, smoke, and ash that comes with smoking cigarettes. There are no replaceable parts, buttons, rechargeable batteries, or complicated menus to navigate. They’re all draw-activated, meaning you simply remove the device from the package and start puffing. And when the battery dies, simply toss them in the trash.

An electronic humidifier keeps your beloved cigars at the right humidity level. If you have a large collection of high quality and beloved cigars, you may need a humidifier. Gel Bead Devices are available in different sizes to suit the different sizes of your cigar collection. Our usual recommendation is a device for 50-75 of your best cigar’s, but if you are someone who has a large furniture-sized humidor (i.e. a humidor that can hold 500 cigars), you might want to look into an electronic humidifier.

What is a disposable vape? So, now we are talking about ready-to-use vapes that are neither rechargeable nor reusable. You throw them away as they are done. They bear the “cigalike” design and resemble conventional cigarettes more than any other in the class. The construction is straightforward, yet brilliant as it gives you all you need for vaping. A usual disposable vape consists of a battery and tank sections, both come wholly loaded, with electricity or e-juice respectively, and they are ready to use. If compared to the typical e-cig, the battery occupies the tobacco part of a cig and the tank sits in a butt.

Excellent vehicle garage service providers Reading, UK? Are the mechanics fully licensed? For you to have a valid mot inspection, you need to take your vehicle to a fully licensed mechanic. You can ask the mechanics about his qualification or just ask other people who have been served. It is always necessary for you to go for a car repair centre which has been licensed to offer the Mot inspection. Remember failure to take your car to a fully licensed Mot inspection center can make the inspection invalid which will expose you to different legal issues. You should insist on hiring fully licensed professionals at all times.

A Car Recovery Breakdown Service Berkshire offers lots of services. Do not panic once you drive into a lake. There are powerful breakdown machines to pull your vehicle out in a fraction of the time. The towing company dries up your car and fixes other failures just to get you back on the road. This means that you will not necessarily seek an expert to diagnose your car. Towing companies can fix some mechanical problems as well.

How much does an MOT cost? The Vehicle and Operator Services Agency sets the maximum fee official test centres can charge for an MOT. It’s currently £54.85 for cars and motor caravans and £29.65 for motorbikes, but many garages charge less than this – sometimes up to 50% less. Search online for “cheap MOT” or “MOT discount” to find out how you can save money on your car’s next MOT. Top 5 simple reasons for cars failing the MOT test: Nearly two in five MOT tests are a fail first time. Yet often this is because of minor faults the owner could easily have fixed beforehand.

Again if the vehicles we depend on are not in top working order, they may malfunction and not only may we breakdown on the side of the road, but other more dangerous consequences may arise. If, for example, you fail to have routine brake maintenance you may suffer a brake failure while driving. The brake system stops your vehicle and as we all know these vehicles can be travelling at high speeds and this creates a dangerous situation like accidents. This is just one of the many possible issues your vehicle may encounter that are dangerous for its further operation and for your personal safety. Consider these aspects when making your decision. Discover additional info at Garage Services Berkshire.

Starting from the showroom standard light refinishing is set, all through to the restoration of full body. We undertake the highest detailed vehicles body repairs. Our company has been in this business for a number of years and due to that it has earned a lot of working experience on remedial improvements and damage accidents. BodyWork Repairs Reading team is skilled and well trained on the use on bodywork materials, just from steel and glass fibre all through the aluminium and even the exotic materials like Kevlar and carbon fibre. For a long time, we have delivered satisfactorily to our esteemed customers in the Reading area and we continue to do so, on a daily basis. We understand that BMW servicing requires mechanics who have been specifically trained to deal with the model and that is exactly who we have as part of our team. We are not going to let just any mechanic fiddle with your BMW and therefore you can rest easy knowing that you have chosen the right people to take care of your machine.

Driving on the highway can be brutal on your car’s body and paint. Rocks and pebbles fly up hitting your car, with some chipping paint or even cracking your windshield. A chipped or cracked windshield can spread causing your windshield to shatter. Any crack or chip in the windshield can spread. Yet, most people fail to inspect their tires until it’s too late. They discover their tires are in need of repair or replacement when they have a flat or a tire blows out.

Keeping your tires in good shape is essential for your safety and of others on the road. With only a few tire maintenance tips, you can prolong the life of your tires and ensure your safety on the road. The first thing you can do is to check the tire pressure. This is something that you can do yourself without a mechanic. You will find the correct tire pressure for your car either in the owner’s manual or the tire placard located on the doorjamb. Experts also recommend getting your tires rotated every 6,000 or 8,000 miles. You can get your tires rotated when you take your car in for oil changes. A mechanic can also inspect the alignment of your tires. Read more information at mot-centre.com.

Samsung repairs tips by Skinit Fixit? Smashed screens come in many different levels of severity and you could be dealing with anything from a completely shattered display and a non-working phone, to a small crack in one corner of the screen and a device that still works fine. Not all of these solutions are applicable to every scenario but we’ll try and guide you as best we can. It is possible to replace a phone screen on your own. We’ll refer you to iFixit for their excellent, step-by-step guide with photos. A few key things to keep in mind here: Before you decide to go this route, look into the cost of the replacement screen. Today’s phone screens, which incorporate touch interaction and possibly biometric sensors, don’t come cheap.

Increased lifespan for you Huawei or other mobile phone brands? You never know if something is going to happen to your phone – it could break, or malfunction so badly that you need to do a factory reset. When it does, you don’t want to lose your saved data, especially all of your contacts and the precious memories saved with your photos. It’s also pretty annoying to have to individually reinstall everything. Your phone should be backed up to your Google or Apple account, depending on whether you’re using Android or iOS phone – so if you need to suddenly get a new phone, you can restore your previous phone’s entire setup to your new device with just the touch of a button. Super handy! Read more info at iPhone repairs.

If you’re considering the Pixel 3a, be aware that rumors point to a successor — the Pixel 4a — coming out later this spring. The new iPhone SE, known by some as the iPhone 9, will likely also bring a compelling camera to the $400 range. That sets up an exciting battle between Apple and Google’s budget models for the best cheap camera phone later in the year. With the Pixel 4 and Pixel 4 XL, Google gifted its flagship smartphones with a dual-lens imaging system for the first time ever. Two cameras — a 12.2-MP primary wide-angle and a 16-MP telephoto — work in concert to deliver phenomenal images in all conditions, boosted heavily by Google’s amazing computational photography techniques.

After you have your phone repaired maybe it’s time to buy a better screen protection ? If you happen to be the type of person who drops their phone often (guilty as charged), then RhinoShield has you covered – literally. Its screen protectors are specifically designed to be impact resistant, using carefully selected shock-dampening material, ensuring your phone will be protected from most major falls. To prove its reliability, RhinoShield even tests a hammer against its products, just to prove its confidence in each protector.

The Tecno Camon iClick features a 6-inch, 18:9 display, which produces good colours but the HD+ resolution is a bit low. The plastic build feels sturdy and the aesthetics are pleasing, although we would have liked some metal here. The phone is powered by a MediaTek Helio P23 SoC and comes with 4GB of RAM and 64GB of expandable storage. General app performance is good and the phone doesn’t overheat, however the performance is still a bit behind that of what the competition offers. The 20-megapixel selfie camera captures good detail but the rear camera has average low light performance. Battery life is good as the phone does last an entire day on a single charge.

A folk remedy circulating online suggests a paste made from two parts baking soda to one part water can fix screens. Just make a thick paste and then use a cloth to rub it in. This should cover up the problem for a while. But this is amateur stuff, i suggest to see a professional.

Heathrow taxi transfer average price recommendations? You don’t need us to tell you how busy Heathrow Airport is. According to official figures, 205,400 passengers arrive and depart from the UK’s busiest airport daily. Sometimes it can feel as though you need to negotiate every single one of them to reach your flight. With that in mind, here are some time-saving tips to help you get through Heathrow Airport quicker, from being smarter at security checks to investing in valet parking.

Not many cities can say they are home to an ancient volcano, but Edinburgh can. Arthur’s Seat, a grassy, rugged peak 351m above sea level, is visible from almost everywhere in the city and is just a short stroll from the Royal Mile in the centre. Head to Holyrood Park to begin your ascent. It’s a relatively easy hike, but it’ll still get your heart pounding. Rest at the top and admire views of Edinburgh Castle, the Scott Monument and beyond.

If you’re looking for a truly memorable English excursion for the whole family – and one that offers a fascinating insight into life in medieval times – you couldn’t do much better than visit Warwick Castle. Located in the beautiful city of Warwick on the River Avon, this impressive fortress has dominated the landscape and history of the region for more than 900 years. Today, it serves as a backdrop to medieval-themed events and reenactments, from jousting festivals to fairs and concerts. Warwick is also great base from which to explore the Cotswolds, as well as nearby towns such as Stratford-upon-Avon, famous as the birthplace of William Shakespeare. Bigger city destinations, including Liverpool, hometown of The Beatles, as well as Birmingham and Coventry, are an easy drive away. See more info on https://www.airporttransfersonline.co.uk/blog-london-airport-transfers/.

Walk along the wide and stretching Mall, the ceremonial route that leads to Buckingham Palace from Trafalgar Square through Admiralty Arch. Snap pictures of the grand building from the outside and see the Queen’s Guard standing to attention. Try and time your visit for the Changing of the Guard ceremony (held each Monday, Wednesday, Friday, and Sunday) and witness a fine British tradition as the soldiers switch places with much pomp. If you visit Buckingham Palace in the summer you can take a tour of the staterooms to experience the inner regal splendour and feel like royalty for a fleeting moment.

Since London will be the central location regarding European countries and West Region, celebrate this any tourist hotspot plus a fantastic meeting level regarding world holidaymakers. London Airports Transfers offer holidaymakers a high amount of ease and comfort and adaptability with excellent facilities all the way from the international airport to any destination in London. For just about any indicate level flight inside European countries, step into Gatwick airport Airport terminal. Many drivers specializing in Heathrow airport transfers are certified to share a few tips with you to help you to propose the fastest transit through the airport and departure en route to your final destination.

Rise high above London and see the city’s iconic skyline from a unique perspective, with views stretching up to 40 miles (64km). Spot the likes of the London Eye, St Paul’s Cathedral and Wembley Stadium from The View from The Shard’s observation deck, which sits 800ft (244m) up western Europe’s tallest building. Get a taste of the deep blue sea at SEA LIFE London. Spot up to 400 species including sharks, stingrays, moray eels and clown fish at the aquarium. See stunning green sea turtles and test your nerve on the glass “shark walk”. Learn more at daily talks and feeding times.

The childhood home of Anne Boleyn is a fascinating and fun-filled visit for children and parents. See where Henry VIII slept, explore a miniature medieval village, get lost in the wooden playground or try to avoid the jets in the water maze. If the suns out, hire a rowing boat and take in the beautiful surroundings from the lake. Jousting displays are also on in the summer. Located next to the iconic Brighton Pier, the Sea Life Centre is an underwater world of fun and adventure. Walk through a glass tunnel underneath sharks, watch huge sea turtles having their dinner or enjoy an ice cream in the cafe surrounded by tanks of exotic marine life. Pay a little extra for a magical glass-bottomed boat ride with the turtles!

When your flight gets delayed for any reason we automatically schedule it according to the arrival time. Suppose you miss your flight due to any reason you can just inform us, we will reschedule your british airport transfers services accordingly. Reading Airport Transfers – When you avail our airport transfers London services from Reading airport or our services from any other airport like british airport transfers services we ensure that you have a comfortable and safe travel from the airport to your destination. Read extra details on airporttransfersonline.co.uk.

Top hard floor care firm Greenville, SC? COVID-19 has wreaked havoc, not just in the United States but all around the world. More than 6 months have passed since we first heard of the first lockdown and stay-at-home orders but still, the total number of people infected continues to rise. In March, the World Health Organization declared the highly contagious COVID-19, a disease brought on by a new strain of coronavirus, SARS-CoV-2—a global pandemic. This is a testament to how serious and dangerous of an enemy we are facing. The worst part is that we cannot see the virus nor identify anyone who’s infected unless they go for testing.

Beware of the three most common ways do-it-yourselfers (and inexperienced pros) damage carpets: Over-shampooing, Over-wetting, Failing to protect the wet carpet from furniture. Over-shampooing occurs when either too much shampoo is used or the carpet is not adequately rinsed. Both are practically inevitable with some wet do-it-yourself approaches. This is the biggest reason why even hard-core do-it-yourselfers should occasionally use a professional. If they don’t, the build-up of soapy residue can be impossible to clean out, leaving a carpet that is a virtual dirt magnet.

Take the headache out of managing your janitorial consumables inventory. Let TC Services manage it for you. We have access to wholesale suppliers that carry all of the major product lines including Green Seal-Certified products and Eco-logo products. Never worry about running out of supplies again. Let the people who are going to be restocking your supplies manage your inventory as well. Call us today for a free quote on your specific janitorial supplies needs. A clean workplace is the first step to happy customers and productive employees. TC Services proudly offers nightly janitorial service, day portering, routine cleaning, and more. TC Services is a CIMS – Green Building certified company, with Honors, committed to the highest standards in customer service, quality systems, health safety, and environmental stewardship. Discover even more info on commercial cleaning Greenville, SC.

Dab stains with a cleaning solution and a clean cloth, paper towels, or a sponge. “The key is blotting. Blotting puts a small amount of pressure on the stain to soak it up,” Tarbox says. “Rubbing causes the particles to get ground into the carpet fibers, and this can lead to the premature breakdown of those fibers.” Always blot from the outside of the stain inward, as blotting outward can spread the stain.

“Do what you say, and Say what you mean.” These simple, yet, key words are the driving force that has propelled the family-owned company from a modestly small janitorial company to a large janitorial and cleaning company. TC Services started in 2012 with a focus on changing the cleaning mentality, it is vital and integral to TC Services to professionalize the business and create a new image of cleaning companies. TC Services has steadily grown since its beginning through carefully chosen markets. Read extra details at https://tcsvcs.com/.